[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Section” module_class=”site-new-header” _builder_version=”4.16″ background_color=”#ffffff” custom_padding=”||0px|” custom_padding_tablet=”||0px|” custom_padding_phone=”” transparent_background=”off” padding_mobile=”on” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ admin_label=”Row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.forwardfinance.at\/wp-content\/uploads\/logo-forward-finance.jpg” alt=”Logo – Forward Finance” title_text=”Logo – Forward Finance” align=”center” align_tablet=”center” align_phone=”center” align_last_edited=”on|desktop” _builder_version=”4.16″ animation=”off” sticky=”off” use_border_color=”off” border_color=”#ffffff” border_width=”1px” border_style=”solid” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_sidebar orientation=”right” area=”sidebar-5″ show_border=”off” _builder_version=”4.16″ remove_border=”on” global_colors_info=”{}”][\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Section” module_class=”menu-divider” _builder_version=”4.16″ background_color=”rgba(255,255,255,0)” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px||0px|” transparent_background=”on” padding_mobile=”off” global_colors_info=”{}”][et_pb_row padding_mobile=”off” column_padding_mobile=”on” admin_label=”Row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”0px||0px|” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_divider color=”rgba(0,0,0,0.1)” divider_position=”bottom” divider_weight=”2″ admin_label=”Divider” _builder_version=”4.16″ hide_on_mobile=”off” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|desktop” admin_label=”Section” module_class=”site-new-menu” _builder_version=”4.16″ background_color=”rgba(255,255,255,0)” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”” custom_css_main_element=”margin-top: -97px;” transparent_background=”off” padding_mobile=”off” global_colors_info=”{}”][et_pb_fullwidth_menu menu_id=”7″ submenu_direction=”downwards” fullwidth_menu=”off” active_link_color=”#111111″ mobile_menu_bg_color=”#111111″ mobile_menu_text_color=”#ffffff” admin_label=”Fullwidth Menu” _builder_version=”4.16″ menu_font=”|||on|” menu_text_color=”#808080″ menu_letter_spacing=”1px” background_color=”rgba(255,255,255,0)” text_orientation=”center” custom_css_main_element=”margin-top: -97px;” global_colors_info=”{}”][\/et_pb_fullwidth_menu][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”section” _builder_version=”4.16″ custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”” transparent_background=”off” padding_mobile=”off” global_colors_info=”{}”][et_pb_row column_padding_mobile=”on” admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”27px|0px|27px|0|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.19.2″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_style=”solid” global_colors_info=”{}”]<\/p>\n
<\/p>\n
This website is operated by Thomas Melzer, 4052 Ansfelden, Austria, hereinafter referred to as “we” and “company”. This Privacy Policy describes what information is collected when you visit this website and for what purpose it is used.<\/p>\n
We therefore ask you to read the following privacy policy carefully before agreeing to it and continuing to use the website.<\/p>\n
<\/p>\n
This privacy policy, as a user of this website, explains the nature, scope and purpose of the collection and use of personal information on this website.<\/p>\n
<\/p>\n
<\/p>\n
If, in the course of our processing, we disclose data to other persons and companies (contract processors or third parties), transmit them to them or otherwise grant access to the data, this is done only on the basis of a legal permission that you have consented to, a legal obligation to do so or on the basis of our legitimate interests (eg the use of agents, webhosters, etc.). If we commission third parties to process data on the basis of a so-called “contract processing contract”, this is done on the basis of Art. 28 GDPR..<\/p>\n
<\/p>\n
If we process data in a third country or in the context of the use of third party services or disclosure, or transmission of data to third parties, this is only if it is to fulfill our (pre) contractual obligations, based on your consent, due to a legal obligation or based on our legitimate interests. Subject to legal or contractual permissions, we process or have the data processed in a third country only in the presence of the special conditions of Art. 44 et seq. DSGVO. That the processing is e.g. on the basis of specific guarantees, such as the officially recognized level of data protection (eg for the US through the Privacy Shield) or compliance with officially recognized special contractual obligations (so-called “standard contractual clauses”).<\/p>\n
<\/p>\n
They have the right of information on the part of the person responsible concerning the personal data concerned, as well as rectification or erasure or restriction of processing or right to object to processing and the right to data portability. You also have the right to complain to the Data Protection Authority (https:\/\/www.dsb.gv.at).<\/p>\n
<\/p>\n
This site uses SSL encryption for security reasons and to protect the transmission of sensitive content, such as the requests you send to us as the site operator. You can recognize an encrypted connection by changing the address line of the browser from “http: \/\/” to “https: \/\/” and the lock symbol in your browser line.<\/p>\n
If SSL encryption is enabled, the data you submit to us can not be read by third parties.<\/p>\n
<\/p>\n
The website operator collects data about every access to this website, which is called server log files. Access data includes:<\/p>\n
The website operator uses the log data solely for statistical purposes, namely for evaluation for the purpose of operation, security and optimization of the website appearance. However, the website operator reserves the right to review the log data retroactively if there is a reasonable suspicion of illegal use of the website.<\/p>\n
We have concluded a corresponding contract data processing contract with the provider.<\/p>\n
<\/p>\n
a. The information you provide will be shared with third parties, if necessary, to perform a legal or regulatory mandate, or if desired by you. In addition, your data will be passed on in the context of the aforementioned cookies, insofar as personal data is processed there. Otherwise, your data – especially for the purpose of marketing – will not be disclosed to third parties.<\/p>\n
b. Your data will be kept for as long as is necessary for the fulfillment of the contract or as required by law, unless otherwise specified in this Privacy Policy for particular records. As basis for the storage of the data for the purpose of the contract fulfillment serves us \u00a7 1489 ABGB with three years (after completion of the contractual relationship).<\/p>\n
c. The personal information that you submit on the Site will be used, on the one hand, to improve your experience while visiting this Site and to correct the error. In addition, your data will be used to track and evaluate user behavior on this website. Furthermore, when using our services, a data processing to fulfill our contractual obligations. In any case, your data will not be processed for contact or marketing purposes. For this a separate approval is necessary, which you have to hand in at a suitable place (eg at the newsletter registration).<\/p>\n
<\/p>\n
If you contact us via the form on the website or by e-mail, your personal data, namely first name, surname, e-mail address, telephone number, concerns of the website operator will be stored and processed within the framework of the fulfillment of the contractual obligations. You have the right to inform the person responsible about your personal data as well as to rectification or deletion or to restrict processing or a right to object to the processing and the right to data portability. You also have the right to complain to the Data Protection Authority (https:\/\/www.dsb.gv.at).<\/p>\n
<\/p>\n
A “cookie” is a sequence of text characters transmitted via the web server to the cookie file of your browser on the hard disk of your computer. This allows the site to recognize you when a (re) connection is made between the web server and your browser. The main purpose of a cookie is therefore to recognize the visitors of the website, as well as the analytical analysis of partially personal data in order to gain information about time, geographic location and use of our website. We therefore use on this website both so-called “session cookies”, which are stored only temporarily until they leave the website, as well as so-called “permanent or tracking cookies”, which linger for a long time in the cookie file of your browser. to provide information to the server when returning to the website.<\/p>\n
If you do not want this, you can set up your browser so that it informs you about the setting of cookies and you allow this only in individual cases.<\/p>\n
Disabling cookies may limit the functionality of our website.<\/p>\n
<\/p>\n
<\/span><\/p>\n Why and which cookies and data are stored on this website?<\/span><\/p>\n This website stores cookies in order to enable the measurement and optimization of user behavior on this website based on partially personal data.<\/p>\n a. The following cookies are stored on this website for the duration of your visit:<\/p>\n This cookie identifies your current session ID on the web server. It will be set as soon as you visit this website and deleted as soon as you leave the site.<\/p>\n b. Furthermore, the following cookie is set by Google:<\/p>\n These cookies are used by Google to make advertisements more attractive to the user and to determine whether the user has clicked on the banner, and that the cookie also uses the advertisement requirements of websites.<\/p>\n These cookies are a JavaScript plugin to alert users to cookies on our website, such as a pop-up window. Other used cookies are listed in the respective privacy policy of the service used.<\/p>\n If users do not want cookies stored on their computer, they will be asked to disable the option in their browser’s system settings. Saved cookies can be deleted in the system settings of the browser. The exclusion of cookies can lead to functional restrictions of this online offer.<\/p>\n A general contradiction to the use of cookies used for online marketing purposes can be found in a variety of services, especially in the case of tracking, via the US website http:\/\/www.aboutads.info\/choices\/ or the EU site http:\/\/www.youronlinechoices.com\/ be explained. Furthermore, the storage of cookies can be achieved by switching them off in the settings of the browser. Please note that not all features of this online offer may be used.<\/p>\n \u00a0<\/span><\/p>\n a. This website links to other websites; this is for informational purposes only. These websites are not under the control of the operator of this website and therefore are not subject to the terms of this Privacy Policy. If you activate a link, it is possible that the operator of this website collects information about you and uses it according to his privacy policy, which may differ from ours.<\/p>\n b. On this website it is also possible to interact via plugins with various social networks. These are:<\/p>\n If you click on a plugin of one of these social networks \/ services, it will be activated and connected to the respective server of this network \/ service. We have no influence on the scope and content of the data, which are transmitted by clicking on the plugin to the respective operator of the respective social network \/ service.<\/p>\n If you want to know the nature, extent and purpose of the information collected by the operators of these social networks, we may ask you to read the privacy policy of the respective social network. In particular, we point out that – with operators in non-EU countries – privacy may be significantly different.<\/p>\n <\/p>\n This website uses Google Analytics, a web analytics service provided by Google Inc. (“Google”). Google Analytics uses so-called “cookies”, text files that are stored on your computer and that allow an analysis of the use of the website by you. Specifically, we use the following Analytics cookies in the default configuration:<\/p>\n These cookies are set by Google Analytics and allow us to monitor the use of our website and improve the user experience. It collects data about the use of our website that we use to generate reports and improve the website. Anonymous data is collected such as the number of visitors, the last website visited by a user and the pages he or she has accessed on our website.<\/p>\n The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there. However, if IP anonymisation is activated on this website, your IP address will be shortened by Google beforehand within member states of the European Union or other parties to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be sent to a Google server in the US and shortened there.<\/p>\n On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity and to provide other services related to website activity and internet usage to the website operator. The IP address provided by Google Analytics as part of Google Analytics will not be merged with other Google data. You can prevent the storage of cookies by a corresponding setting of your browser software; however, please note that if you do this, you may not be able to use all the features of this website to the fullest extent possible.<\/p>\n We have concluded a corresponding contract data processing contract with the provider.<\/p>\n In addition, you may prevent the collection by Google of the data generated by the cookie and related to your use of the website (including your IP address) as well as the processing of this data by Google by downloading the browser plug-in available under the following link and install: http:\/\/tools.google.com\/dlpage\/gaoptout?hl=en<\/p>\n Das Webtracking auf dieser Seite ist:<\/p>\n \n\n
\n
\n
Links to other websites and social media<\/h3>\n
\n
Privacy Policy for the use of Google Analytics<\/h3>\n
\n